As April showers bring May flowers, the rainwater may also flood your home or property, causing financial and emotional devastation.
It is reported that flooding is the number one natural disaster in the United States, and while flood insurance is not always required, it is a good idea because even just one inch of water can cost more than $25,000 in damage.
The home you built is worth protecting.
Flooding can happen anywhere
Many homeowners who don’t live in high-risk flood zones but experience flooding are shocked to discover that most standard homeowners’ policies do not cover floods. They are then left paying for repairs entirely out of pocket.
Disaster relief funds are only available if the president declares a natural disaster, and even in those cases, these funds are hard to get and only cover a small portion of the costs.
Homeowners must review their coverage details with a trusted professional, understand their needs, and develop a plan to protect their homes in all circumstances.
It’s important to know that there is a 30-day waiting period before new policies go into effect, so don’t wait to obtain a policy. The policy does not cover losses caused by a flood that occurred before the policy became effective. In addition, you cannot increase your insurance coverage once a flood has begun.
Plan ahead so you are not caught in the rain without insurance.
You are not alone
We here at MVP Insurance care about serving our clients like they are family. We treat your home as if it’s our own, and it is imperative to have coverage that ensures your hardships will be more easily followed by good times.
We would love to discuss our flood insurance policy and give you the security you need this season. Contact us today!