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Replacement cost vs. actual cash value

If you’ve ever bought insurance, you’ve probably heard of replacement cost and actual cash value. But what do they actually mean for your policy? You …

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What exactly is inland marine insurance?

You’ve probably heard the term “marine.” You’ve probably heard the term inland.” But “inland marine” seems contradictory. There’s a reason for this unique name, and if you’re buying commercial insurance, there’s a possibility you might need an inland marine policy. Here’s what you need to know about this specialized insurance.

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Employee Spotlight: Commercial Insurance Highlights with Darrin Ezell

At MVP Insurance, we believe we have the BEST employees! We want to allow you to get to know them like we do. We are starting with our commercial insurance guru, Darrin Ezell. We sat down and asked him some questions. Here is what he had to say.

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What color car is most expensive to insure?

You’ve probably heard the old wives’ tale that “red cars cost more to insure.” Is it actually true, though? When pricing out insurance, do you need to consider what color your car is?

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Common types of commercial insurance

If you’re looking for a commercial insurance policy, it’s easy to get confused. There are a dizzying number of types available, and you need to make sure you buy the right ones for your business needs. Never fear—we’re here to help. We’ll walk you through each one.

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What factors go into calculating car insurance?

It can be frustrating shopping for insurance, especially if you don’t understand what goes into the cost of your premium. Most people ask, “Why am I paying this dollar amount for insurance?” at least once while looking for a good rate. So why are you paying that money for insurance? What factors go into calculating your personal car insurance rate? Let’s take a look.

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Do you understand what your policy will do at the point of claim?  We do!